ABOUT

Giving Credit is the community finance credit reporting agency.

Our mobile app facilitates and rewards peer lending in financially excluded communities, collects and aggregates community finance data, and partners with financial institutions to use community finance data for underwriting mainstream credit products.

Giving Credit app screenshots

How our app works

Leverage community finance

Collects and aggregates community finance data to serve previously underserved communities.

Easier peer lending

Facilitates and rewards peer-lending in financially excluded communities.

Financial partners

Partners with financial institutions to use community finance data for the underwriting of mainstream credit products.

Expanding access to mainstream credit

Low-income communities engage in community finance, showing their credit reliability every day. The mainstream credit system has no visibility into this. We’re on a mission to change that!

45M

people in the U.S. are credit invisible

$9.1B

extracted by payday lenders annually

90%

of low to moderate income people engage in community finance

Ready to get involved?

With community finance data, we can expand access to high-quality, wealth-building products for 108 million people in the United States.

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